Starting early can give your child’s savings the best chance to grow over time.
Whether you’re thinking about helping with university costs, a first home, or simply giving them a financial head start, investing can offer more potential than standard savings.
With time on their side, even small amounts can build into something meaningful by the time they need it.
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There are a number of tax-efficient ways to invest on behalf of a child, from Junior ISAs to designated investment accounts.
Each comes with its own features and rules, so it’s important to understand which option fits best with your plans.
As an independent financial advisor, I’ll look at what you want the money to be used for and when it might be needed, to help choose the right route.
Schedule a Free CallbackInvesting for a child involves finding the right balance between growth potential and acceptable risk.
An independent financial advisor can help tailor a plan that works for your goals, your values, and your level of comfort with investment risk.
I’ll help make sure everything is structured in the most suitable way, so your child can benefit from a strong financial foundation.
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Every investment decision should reflect how long you’re happy to invest for and how much risk feels right for you. We’ll take the time to understand what you’re aiming for and help shape a plan that suits both your comfort level and your longer-term plans.
There are several types of investment wrappers designed to help keep your savings more tax-efficient. Choosing the right one for your situation can reduce the chance of unexpected tax charges in future, especially when you decide to access the funds.
If you’re looking to support your child’s financial future, it helps to find the right balance between growth and stability. We’ll help structure the investment in a way that gives their money room to grow, while staying within a level of risk you’re happy with.
You may want your investments to reflect your personal ethics or support sustainable causes. If avoiding exposure to industries like fossil fuels is important to you, we’ll build your portfolio in a way that stays in line with your values.
The value of investments and any income from them can fall as well as rise. You may not get back the full amount invested.
Past performance is used as a guide only; it is no guarantee of future performance.
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The information and guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
UK Financial Planning Limited is an appointed representative of ValidPath Limited which is authorised and regulated by the Financial Conduct Authority under FRN 197107.
UK Financial Planning Limited is registered in England and Wales, company number: 15000141, registered office address: 28 Williamsfield Road, Cranswick, Driffield YO25 9BH.
UK Financial Planning Ltd – All Rights Reserved © Copyright 2025 | Privacy Policy | Cookie Policy
The information and guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
UK Financial Planning Limited is an appointed representative of ValidPath Limited which is authorised and regulated by the Financial Conduct Authority under FRN 197107.
UK Financial Planning Limited is registered in England and Wales, company number: 15000141, registered office address: 28 Williamsfield Road, Cranswick, Driffield YO25 9BH.
UK Financial Planning Ltd – All Rights Reserved © Copyright 2025 | Privacy Policy | Cookie Policy
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